PayU Recruitment 2025: Fraud Risk Analyst Openings in Bangalore, Mumbai & Gurgaon

PayU has announced new job openings for the role of Fraud Risk Analyst across major metro locations in India. Candidates with 2–4 years of experience in fraud analytics, financial risk, and data-driven investigation can apply. This article covers eligibility, salary, required skills, and the official application link.

Job Overview

Name of the Company: PayU

Job Role: Fraud Risk Analyst

Qualifications: Graduate in Economics, Engineering, or Mathematics

Experience: 2-4 years

Salary: INR 5 – 8 LPA (via Glassdoor — estimated based on similar roles)

Job Location: Bangalore, Mumbai & Gurgaon (Onsite – Full Time)

Job Category: Fraud Analysis

Requisition ID: 3721080

Last Date: ASAP

Official Website: www.payu.in

About PayU

PayU is a leading fintech and digital credit solutions provider specializing in emerging markets. Headquartered in Mumbai, PayU Credit India has disbursed more than 20 billion loans to date and offers seamless access to personal loans, EMI-based financing, and short-term credit.

The company also operates LazyPay, one of India’s most popular BNPL platforms used by 300+ top merchants including Swiggy, Zomato, Samsung, and Dunzo. With AI/ML-driven lending models, automated underwriting, and robust fraud risk frameworks, PayU is building a full-stack digital financial ecosystem for India's next phase of fintech growth.

Roles & Responsibilities

• Use Python, SQL, and advanced analytics to analyze large datasets and build rule-based and AI-driven fraud detection systems.
• Develop and maintain Early Warning Signals (EWS) to identify new fraud patterns.
• Collaborate with product, engineering, data science, and business units to integrate fraud controls into workflows.
• Conduct fraud investigations and analyze attack vectors using internal/external data sources.
• Provide insights and recommendations to senior management through detailed analysis.
• Build automated dashboards and visualizations for fraud KPIs and loss trends.
• Present reports to risk governance committees and senior leadership.
• Ensure compliance with RBI guidelines and evolving financial regulations.
• Support internal audits, regulatory reviews, and fraud policy development.

Required Skills & Qualifications

• Bachelor’s degree in Economics, Engineering, or Mathematics.
• 2–4 years of experience in fraud risk management or analytical roles.
• Strong analytical thinking and creative problem-solving skills.
• Proficiency in Python, R, SQL, Excel, and large data handling.
• Ability to communicate technical insights to non-technical stakeholders.

How to Apply

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Skills to Grow as Fraud Risk Analyst

The role of a Fraud Risk Analyst at PayU demands advanced analytical expertise and deep understanding of digital financial systems. To excel, candidates should strengthen high-value skills such as financial data analytics training, regulatory compliance awareness, and AI-driven fraud detection tools. As fintech evolves, companies increasingly rely on scalable risk engines that combine machine learning, behavioral analytics, and transaction monitoring systems to mitigate fraud.

Understanding cloud security certification pathways can also be beneficial, as most fraud monitoring platforms now operate in cloud-native environments. Analysts should develop capabilities in anomaly detection models, feature engineering for fraud datasets, and interpreting risk signals derived from large-scale data pipelines.

Additionally, staying updated with RBI guidelines, KYC/AML standards, and digital lending regulations ensures better alignment with compliance requirements. Familiarity with tools like Tableau, Power BI, and fraud-specific platforms also enhances decision-making. Building these skills not only strengthens your professional profile but significantly increases long-term career growth in fraud analytics and financial risk roles.

FAQs

1. What is the salary for a Fraud Risk Analyst at PayU?

The estimated salary is between INR 5 – 8 LPA, depending on experience and skills.

2. Who is eligible to apply for this role?

Graduates in Economics, Engineering, or Mathematics with 2–4 years of relevant experience can apply.

3. What skills are required for the PayU Fraud Risk Analyst position?

Strong analytical skills, experience with Python/SQL, fraud risk management knowledge, and strong communication skills.

4. Is this a full-time onsite job?

Yes, the role is full-time onsite in Bangalore, Mumbai, and Gurgaon.

5. How can I apply for the PayU Recruitment 2025?

You can apply via the official PayU application link provided in the job posting.

Disclaimer:

The information provided above is for educational and informational purposes only. All job details are sourced directly from the respective company’s official website or verified recruitment pages. We do not guarantee job placement. Candidates should apply through the official PayU portal and should not make any payment to anyone for job opportunities.