PayU Recruitment Drive; Hiring Business Analyst – Apply Now

Business Analyst (Credit Risk) Job Openings in Gurgaon 2026!!!

PayU announced job vacancy for the post of Business Analyst - Credit Risk. The place of posting will be at Gurgaon. Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows

Company Overview

Name of the Company	PayU
Required Qualifications	Graduate / Engineering / Post Graduate
Skills	R, SAS, Python, or SQL
Category	Credit Risk
Work Type	Onsite

This pivotal position sits at the intersection of innovation and expansion within our embedded merchant lending division at PayU Finance. As a key contributor, you will be instrumental in their "0 to 1" scaling journey, where your expertise will drive the transformation of how they leverage both alternative and traditional data sources to extend credit to underserved/new market segments. Your impact will be realized through the strategic application of advanced analytics, cutting-edge data science methodologies, and deep domain knowledge.

Job Details

Θ Positions: Business Analyst - Credit Risk

Θ Job Location: Gurgaon

Θ Salary: As per company standards

Θ Job Type: Full Time

Θ Requisition ID: 4043480

Roles and Responsibilities:

• Develop and implement credit risk management strategies ensuring lending activities are prudent, profitable, and compliant with regulations
• Design credit policies using traditional and alternative data sources to optimize risk-adjusted returns while meeting business objectives
• Partner with senior leadership and partners to establish scalable risk frameworks that support our hyper-growth trajectory
• Establish and refine acquisition and customer management strategies specifically tailored for our merchant lending business
• Collaborate across Business, Data Science, Product, and Technology teams to create customer-centric solutions that enable prudent scaling
• Work directly with C-suite executives to ensure appropriate risk strategies are implemented throughout the organization
• Champion a culture of proactive risk management that supports our mission

Required Skills & Qualifications:

• Bachelor’s degree in Mathematics, Statistics, Economics, Engineering or a related field.
• 1-2 years of Experience in Credit Risk Policy / Risk Analytics OR 1-2 years of Experience in Business Analytics/Business Strategy
• Strong problem-solving abilities with strong communication and stakeholder management skills to successfully deliver business and risk initiatives
• Proficiency in at least one technical language (R, SAS, Python, or SQL)
• Demonstrated ability to visualize complex data analyses and communicate insights effectively to diverse audiences, including executive leadership
• Strong sense of ownership with proven track record of delivering results-focused projects

How to Apply

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