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First Citizens India Recruitment Drive; Hiring Credit Risk Analyst – Apply Now


Analyst (Credit Risk Quality Review) Job Openings in Bangalore 2026!!!

FC Global Services India LLP (First Citizens India) announced job vacancy for the post of Analyst – Credit Risk Quality Review. The place of posting will be at Bangalore (Hybrid). Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows

Company Overview

Name of the Company

FC Global Services India LLP (First Citizens India)

Required Qualifications

Post Graduate / CA

Skills

Strong communication and presentation skills

Category

Credit Risk

Work Type

Hybrid

As Analyst – Credit Risk Quality Review Team, you’ll be responsible to undertake sample-based Quality review of the portfolio assigned measuring and reporting on the accuracy of Critical Data Elements, PD (if applicable), and exceptions along-with focus on underwriting/approval quality to identify potential process improvements and assist with training opportunities.

Job Details

Θ Positions: Analyst – Credit Risk Quality Review

Θ Job Location: Bangalore (Hybrid)

Θ Salary: As per company standards

Θ Job Type: Full Time

Θ Requisition ID: 24287

Roles and Responsibilities:

  • Quality Assurance- sample based review of underwriting/approval quality to identify potential process improvements, assist with training opportunities
  • Quality Control- sample based review of Critical Data elements as per Business Unit/Loan Type, Exceptions and PD Scorecard Accuracy
  • Formalize sample review outcome and findings in a structured manner, improving reporting and data-driven decision-making.
  • Work with system owners, data stewards, and/or operations to make any necessary edits to system of records for ensuring accuracy of Critical Data Items.
  • The scope of review includes auto decisioning as well as manual sign off
  • The results shall help management identify operational weaknesses, risks associated with function and/or processes, training needs and process deficiencies.

Portfolio under review includes (but not limited to)

  • Specialty Commercial consists of Tailored Lending, Community Development Finance, Premium Wine, and Non-Profit Finance
  • Business Credit Unit consists of General Business, SBA Lending (Lending to small business typically backed by a government guarantee) and Community Association Banking (Lending to Homeowners Associations)
  • Retail Consumer Lending with high volume - retail and wealth products.
  • Commercial Loan Portfolio

Required Skills & Qualifications:

  • Expertise in Commercial Lending / Audit
  • Strong understanding of various classes of debt (secured/unsecured/subordinated), collaterals and mortgages
  • Excellent communication and interpersonal skills
  • Efficient and well organized, able to work under tight deadlines.
  • Outstanding attention to detail, accuracy, and ability to multitask.
  • Ability to work in a team environment and coordinating with various stakeholders.
  • Proven capability to work independently without hand holding and exercising sound judgment & initiative.
  • Ability to be flexible with shift timings (2 pm – 11 pm IST shift timing applicable)
  • Post Graduation – Management or Commerce / MBA (Finance) / Chartered Accountant / ACCA
  • Up to 1-5 years of banking experience in credit risk management / Audit Function
  • Exposure to US accounting, GAAP, and IFRS
  • Collaboration & Prioritization
  • Strong communication and presentation skills
  • Experience working with cross-functional teams

How to Apply

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Disclaimer:

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