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Associate - Credit Analysis Unit Job Openings in Bangalore 2026!!!

HSBC announced job vacancy for the post of Associate - Credit Analysis Unit. The place of posting will be at Bangalore (Hybrid). Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows

Company Overview

Name of the Company	HSBC
Required Qualifications	Post Graduate / CA
Skills	Highly proficient at Excel and Word
Category	Credit Analysis
Work Type	Hybrid
Closing Date	07.February.2026

If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. They aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

They are currently seeking an experienced professional to join their team in the role of Analyst - Credit Analysis Unit

Job Details

Θ Positions: Associate - Credit Analysis Unit

Θ Job Location: Bangalore (Hybrid)

Θ Salary: As per company standards

Θ Job Type: Full Time

Θ Requisition ID: 18876

Roles and Responsibilities:

• Undertake high quality industry, competitor and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.

Required Skills & Qualifications:

• C.A. / CFA / MBA Finance, Economics or equivalent is essential and any professional qualification is desirable.
• 0 to 6 years of relevant experience in Credit Analysis.
• Sustainability knowledge is an advantage
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player
• Understand financial principles and concepts, including budgeting, financial forecasting, and financial analysis.
• Understanding of risk management principles and practices. This includes the ability to identify, assess, and mitigate risks that could impact the business.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
• Knowledge of HR practices, including recruitment, performance management, and employee development.

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