Remote Credit Analyst Job Openings in India 2026!!!
Revolut announced job vacancy for the post of Credit Analyst (Business Underwriter). The place of posting will be at Remote (Work from Home). Candidates who have completed Graduate / Engineering / Post Graduate with Fresher / Experience are eligible to apply. More details about qualifications, job description and roles & responsibilities are as follows
Company
Overview
|
Name of the Company |
Revolut |
|
Required Qualifications |
Graduate / Post Graduate |
|
Skills |
Understanding of credit policy governance
framework |
|
Category |
Credit Analysis |
|
Work Type |
Remote |
The
Credit team at Revolut creates and scales lending features that power global
growth. They manage the entire product lifecycle, from backend systems to
customer-facing experiences. By combining market insight, risk expertise, and
technical precision, they deliver safe, forward-thinking solutions tailored to
each region. They're looking for a Credit Analyst who can autonomously
underwrite loans, improve an auto-decisioning tool, and monitor a book of
loans. You'll play a key role in growing a predictable and profitable business
credit portfolio, while working across teams to enhance and expand the features
they offer.
Job Details
Θ Positions: Credit
Analyst (Business Underwriter)
Θ Job
Location:
Remote (Work from Home)
Θ Salary: As per
company standards
Θ Job Type: Full Time
Θ Requisition
ID: NA
Roles and
Responsibilities:
- Underwriting SME financing applications through the analysis of accounts, open banking transactions, business models, and other databases
- Rationalising the risk/reward balance for each application
- Decisioning loans based on signing authority, or presenting deals to the credit committee for review and approval
- Assisting with improving risk underwriting policies and contributing to key risk indicators (KRIs) for business credit applications and portfolio monitoring
- Ensuring KPIs on credit underwriting are met, including individual service level agreements, approval rates, and decline rates
- Identifying operational inefficiencies and managing the implementation of big and small-scale changes within the Credit department
- Optimising risk mitigation while reducing client friction, ensuring a positive experience for business customers
- Ensuring continuous monitoring and validation of credit decision outcomes and MIS availability
- Leading the initiative for preventive and reactive actions towards any micro and macro factors impacting portfolio credit performance and profitability
- Ensuring approval and good rating of first-line credit risk function from second line, third line, and regulators
Required
Skills & Qualifications:
- A proven track record of credit analysis on similar loan products
- A bachelor's degree from a top university in an quantitative/analytical field, such as engineering, statistics, physics, maths, economics, or management
- A solid understanding of credit policy governance framework, and the ability to work through the 2nd/3rd line of defence in a competent manner
- An understanding of fraud risk management controls and how these apply to business credit underwriting decisions
- Experience improving or launching new credit products/features
- A track record of delivering exceptional results that exceed requirements
- Experience documenting each application's merits in a clear and concise manner
- The ability to explain complex concepts in a simple manner
- A deep-thinking mindset capable of processing a lot of information to make the best decisions
Nice to have
- Knowledge of SQL, R, or Python and other data analysis tools
- An interest in learning new technology to help the business scale
- A master's degree
How to Apply
Apply Link –
Click Here
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The
information provided on this page is intended solely for informational purposes
for Students, Freshers & Experience candidates. All the recruitment details
are sourced directly from the official website and pages of the respective
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